NH햇살론 농협(캐피탈,직장인,카드,신용,뱅크,금융,머니,저축은행)

About NH햇살론 농협(캐피탈,직장인,카드,신용,뱅크,금융,머니,저축은행) Android App

[햇살론이란?]
2010년 7월26일부터 대부업 등에서 30~50% 대 고금리를 부담해야하는 저신용, 저소득 서민에게 신용보증재단의 보증을 담보로하여 9%대의 저금리로 대출해주는 서민적용 대출 상품으로, 금융위원회가 서민지원 적책의 일환으로 만들었습니다. 한마디로 저신용 서민층 담보, 연대보증 없이 낮은 금리로 돈을 빌려주는 정부에서 마련한 서민지원 금융상품

[햇살론은]
신용등급 7등급 이하를 대상으로 '미소금융'이나 '희망홀씨대출'과 달리 신용등급 10등급 이하의 저신용 계층이 대상이며, 신용등급이 없어도 대출이 가능합니다. 기초 생활 수급자나 차상위 계층, 연소득 4,000만원 이하 자영업자, 농립어법인, 근로자모두 햇살로 대출대상자에 포함되지만 연체 부도 사태이거나 신용상 문제가 있으신 경우는 대상에서 제외됩니다.

[장점]
대상이 넓고, 다양한 용도로 자금을 빌릴수 있으며, 서민대출 상품 중 승인률이 높다는 장점이 있습니다.


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개발자 연락처 :
[email protected][Loans sunshine What is it?]
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[Ron sunshine;
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[Advantages]
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