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● AFILIASI MARKETING
Aplikasi Pengajuan Pinjaman (Borrowing) dan Memberikan Pendanaan (Lending) dari beberapa platform Pinjaman P2P atau Peer-to-Peer Lending
● DEFINISI
Pinjaman P2P (Peer-to-Peer Lending) adalah online marketplace yang mempertemukan orang yang memiliki kebutuhan pendanaan dengan orang yang bersedia meminjamkan dananya. Tak hanya meningkatkan perolehan Lender (pemberi pinjaman), Pinjaman P2P juga membuat pinjaman menjadi lebih terjangkau dan mudah diakses bagi Borrower (Peminjam).
● BAGAIMANA CARA KERJANYA?
Borrower (Peminjam)
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1. Mengajukan pinjaman
Borrower melengkapi informasi yang dibutuhkan pada aplikasi pinjaman.
2. Analisis dan persetujuan
Perusahaan Pinjaman P2P menganalisis dan menyetujui aplikasi pinjaman sebelum ditawarkan kepada Pendana.
3. Membayar pinjaman
Borrower membayar pinjaman melalui virtual account yang dikelola Perusahaan Pinjaman P2P sesuai dengan jadwal yang telah ditentukan.
Lender (Pendana)
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1. Menelusuri marketplace
Pendana menganalisis pinjaman berdasarkan informasi yang tertera di fact sheet.
2. Mendanai pada tawaran pinjaman
Pendana menentukan jumlah pendanaan pada tawaran pinjaman yang dipilih.
3. Menerima pengembalian pinjaman
Pendana menerima pengembalian pinjaman beserta bunga yang dapat didanai kembali pada tawaran pinjaman lainnya.
● PENTINGNYA KEUANGAN INKLUSIF
Berbagai alasan menyebabkan masyarakat dimaksud menjadi unbanked, baik dari sisi supply (penyedia jasa) maupun demand (masyarakat), yaitu karena price barrier (mahal), information barrier (tidak mengetahui), design produk barrier (produk yang cocok) dan channel barrier (sarana yang sesuai).
HAPPY BORROWING & LENDING (^_^)
Website : https://www.KlikDirektori.com/
Customer Support : [email protected]● MARKETING AFFILIATION
Borrowing and Funding (Lending) Application from several P2P or Peer-to-Peer Lending Loan platforms
● DEFINITION
P2P loans (Peer-to-Peer Lending) is an online marketplace that brings together people who have funding needs with people who are willing to lend funds. Not only does it increase the acquisition of lenders (lenders), P2P loans also make loans more affordable and easily accessible to borrowers (borrowers).
● HOW DOES IT WORK?
Borrower (Borrower)
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1. Submit a loan
The borrower complements the information needed in the loan application.
2. Analysis and approval
P2P Loan Companies analyze and approve loan applications before being offered to Lenders.
3. Pay loans
A borrower pays a loan through a virtual account managed by a P2P Loan Company in accordance with a predetermined schedule.
Lenders (Lenders)
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1. Browse the marketplace
Lenders analyze loans based on information contained in the fact sheet.
2. Funding on loan offers
Lenders determine the amount of funding on the loan offer chosen.
3. Receive loan repayments
Lenders receive loan repayments along with interest that can be funded back on another loan offer.
● THE IMPORTANCE OF INCLUSIVE FINANCES
Various reasons cause the community to become unbanked, both from the supply side (service providers) and demand (community), namely due to price barrier (expensive), information barrier (not knowing), design of barrier products (suitable products) and channel barrier (means appropriate).
HAPPY BORROWING & LENDING (^_^)
Website: https://www.KlikDirectories.com/
Customer Support: [email protected]
This version of PINJAMAN P2P Android App comes with one universal variant which will work on all the Android devices.
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